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Sunday, March 22, 2015

GOP sinking hopes of entire generation

Senator Elizabeth Warren thinks student loan debt is hurting an entire generation of Americans. (photo AP)
Senator Elizabeth Warren thinks student loan debt is hurting an entire generation of Americans. (photo AP)

By Elizabeth Warren, Reader Supported News
22 March 15

ast year, I introduced a bill that would allow people getting crushed with student loan debt to refinance their loans down to today’s lower interest rates.

More than 700,000 people signed petitions in support of the plan. Every Democrat, every Independent, and three Republicans voted to move the bill forward. But the rest of the Republicans filibustered the bill, so it didn’t pass.

Since last year, nearly a million more borrowers have fallen behind on their payments. Altogether, students are now struggling with $100 billion MORE debt than they were a year ago.

Student loan debt was an economic emergency last year – and now that emergency is getting worse. That’s why I’m reintroducing the Bank on Students Emergency Loan Refinancing Act. Join me in telling the Senate Republicans: Student loan refinancing can’t wait another year.

Our proposal is simple: Refinance outstanding student loans down to 3.9% for undergraduates, and a little higher for graduates and PLUS loans. This single change would give borrowers across the country a chance to save hundreds – and for some, thousands – of dollars a year.

That’s real money that these borrowers could put toward paying down the balance on their debt, saving for a home, buying a car, starting a small business – money they can put toward building a solid future.

We should have done this a year ago, but Republicans said no. They refused to even debate the bill. They said there were other, better ways to tackle student debt – but then the Republicans did nothing – nothing except filibuster the only student loans bill on the table.

I don’t kid myself: Refinancing loans won’t fix everything that’s wrong in our higher education system. We need to cut the price of college, to reinvest in public universities, to shore up federal financial aid, to crack down on for-profit colleges, and to provide better protections on student loans.

But let’s start with the $1.3 trillion in outstanding student loan debt. Let’s start by cutting back on the interest payments that are sinking young people and holding back this economy. Tell the GOP: Let’s start with Bank on Students.

The Republicans can’t just close their eyes and pretend this isn’t happening. By refusing to act, they are sinking the hopes of an entire generation.

It’s time for Congress to step up and fix this problem, before it drags down another million Americans, and another, and another. It’s time to refinance student loan debt.

Comments
 
+22 # ritawalpoleague 2015-03-22 08:55
FYI, Sen. Elizabeth, I'm the commenter who has repeatedly stated what a dream come true a Sanders/Warren '16 Dem. POTUS/V.P. ticket would be, insofar as.....
SANDERS PANDERS NOT, TO THE 1% (and neither does Warren).

Your take, as stated in this article, most certainly confirms that you are a people v. bank (a.k.a. 1%) server. Certainly do hope that you and Sanders get the courage and determination to declare your intention to run. A SANDERS/WARREN TICKET IS A WINNER. Period.
 
+22 # Barbara K 2015-03-22 09:13
I would love to see Senator Warren as President, but not yet. She and Sanders are so much needed in the Senate, where the real power is. We see how little actual power the President has. Her hands would be tied on all her causes unless it was a Dem controlled congress. I think the Senators are following her lead and she has much to teach them. Go get them, Senator Warren! We love you.
 
+7 # jdd 2015-03-22 09:43
Are you joking? Ours is a presidential not a parliamentary system in which the single most powerful person, perhaps in the world, is the president of the United States.If no one else steps forward we may be looking at another Bush presidency.
 
+3 # Eliza D 2015-03-22 13:04
If we don't have a president in 2016 who is willing to stand up to the corporate masters and take bold action on climate change and the economy, we are goners. I don't think Sanders can win (this is still an ageist and anti-Semitic country), but Warren can.
 
Listen to your supporters, Ms. Warren. We will walk our feet bloody for you. We won't have the money, but we can use people power. We did this in a State Senate race where our gal came out of nowhere with little funding and came within four percentage points of winning.
 
+13 # REDPILLED 2015-03-22 12:17
If Germany can offer free college education to everyone, including non-Germans, why can't the supposedly "exceptional", "indispensable" U.S.?

Greed and selfishness are sacraments here, and foolishness about the future is the guiding principle.

It's not a liberal vs. conservative conflict; it's a conflict between those who want a sustainable future and those who are too blinded by their greed and selfishness to see what is happening to the country.
 
+11 # kjm1056@aol.com 2015-03-22 09:53
I would really like to see Bernie run with Liz as his VP candidate. Many think they cannot win, but I believe that they can.
 
+15 # m... 2015-03-22 10:25
''Republicans Are Sinking the Hopes of an Entire Generation ''

I have to say… That is the understatement of at least the last decade about Republicans.
Its obvious they are out to sink EVERYTHING post FDR and the hopes, dreams and aspirations along with the collective wealth and power of what constitutes 'WE The People' and all the social strides and gains made along the way. All, in the name of a very few 'special' people who think they are the cream of beings and that the structure of America from government to people's place in society should reflect that the way a jungle reflects such among the beasts and the way the Egyptians and Romans reflected it in their 'glorious' ways.

All hail the Oligarchs and their Republican Guardians.

Gosh. They are so…………… far above the rest of us..!

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